Complacency can make a person careless, and Sharon McCone, who makes crime her business, should know that better than most. One minute she's riding high with her detective agency expanding, her bank account growing, and her only "problem" a marriage proposal from her lover, Hy Ripinsky, that's kicking up her longtime fears of commitment. The next minute, in the time it takes for a single phone call to bring bad news, she stands to lose everything.

McCone is stunned to learn that a favorite employee, streetwise and savvy Julia Rafael, has been charged with credit-card fraud. She thinks there must be a mistake - until she finds the goods charged to the stolen credit card in the firm's mailroom. As she starts to dig into the facts of the case, McCone realizes that someone is out to ruin her business, blacken her reputation, and harm those close to her...

Reaching back into her past to look for answers, she must come to grips with the violent twists and turns of her career, the choices she's faced, and the enemies she's made. How does the formerly trustworthy Julia fit into the big picture? And how does this new crisis tie into the recent murder of a popular Mission District fund-raiser? But when someone breaks into her car, invades her home, and upsets every aspect of her life, McCone knows one thing for sure: Now it's her turn to prove how tough she really is, and how far she'll go to get justice...and some payback of her own.